rivenalquoxa
Hobart, Tasmania

Build Real Financial Confidence

A practical program that teaches you how to actually understand and manage money

Most people finish school without ever learning how to budget properly or make sense of financial statements. We're changing that. This isn't about theory or abstract concepts—it's about the practical skills you'll actually use when you're looking at your bank account or planning for something important.

Learn More About the Program

What You'll Actually Learn

We break everything down into manageable chunks. Each part builds on the last, so you're never stuck trying to understand something without the foundation first.

Foundation

Understanding Your Money

Start with the basics—how to track what comes in and what goes out. You'd be surprised how many people skip this step and wonder why things feel chaotic.

Application

Making Real Decisions

Learn to evaluate options when you're faced with choices about saving, spending, or investing. We use real scenarios—not textbook examples that never happen in real life.

Analysis

Reading Financial Information

Those statements from your bank or super fund don't have to feel like hieroglyphics. We'll show you what matters and what's just noise.

Planning

Looking Ahead

Build a realistic plan that accounts for both short-term needs and long-term goals. Not the kind that sits in a drawer—the kind you'll actually follow.

Workshop session showing participants reviewing financial documents and discussing budgeting strategies

People Who've Been Through It

Portrait of Linnea Wiklund

Linnea Wiklund

Started with zero financial background, October 2024

I'd been ignoring my finances for years. Just didn't want to look at it. The first few sessions were uncomfortable—seeing everything laid out clearly was confronting. But then something clicked around week four. I started noticing patterns in my spending that I'd never seen before. Now I actually check my accounts regularly and make adjustments when needed. Still not perfect at it, but I'm not avoiding it anymore either.

Portrait of Dougal MacPherson

Dougal MacPherson

Joined after struggling with debt management, September 2024

I thought I understood money because I had a job and paid my bills. Turns out there's a difference between getting by and actually managing things properly. The program helped me see where money was leaking out without me noticing. Small subscriptions here, impulse purchases there—it all adds up. The debt repayment strategy we worked out was straightforward but effective. Took me eight months to clear what had been hanging over me for years.

Portrait of Petra Novotná

Petra Novotná

Self-employed, needed better financial systems, January 2025

When you work for yourself, financial planning isn't optional—it's survival. But nobody teaches you this stuff when you're starting out. I was mixing personal and business money, had no real tax plan, and was constantly stressed. The program gave me practical systems that actually work for irregular income. Setting up proper separation between accounts was huge. And understanding quarterly tax obligations before they sneak up on you? That alone was worth it.

Close-up of financial planning materials with calculator and budget worksheets on desk

How We Actually Run This

Forget lectures and PowerPoint slides. This program is built around doing things, not just hearing about them. You'll work with your own financial situation from day one.

  • We meet fortnightly in small groups—usually eight to twelve people. Big enough to get different perspectives, small enough that everyone participates.
  • Between sessions, you complete practical exercises with your actual finances. Not fake scenarios, your real money.
  • You'll have access to planning templates and tracking tools that simplify the process. Nothing fancy, just effective.
  • Questions come up between sessions—that's normal. You can reach out when you're stuck on something specific.
  • The whole program runs for twelve weeks. That's enough time to build habits without dragging on forever.
Ask About Starting Dates

Program Timeline

Our next intake begins in September 2025. We run groups three times a year to keep them manageable and give everyone proper attention.

Weeks 1-3 Foundation Phase

Getting the Basics Right

We start by mapping where you are right now. No judgment, just honest assessment. You'll set up tracking systems and start identifying patterns in your spending and income. Most people find this eye-opening—sometimes uncomfortable, but always useful.

Weeks 4-7 Building Skills

Making Informed Choices

This is where we dig into decision-making frameworks. How to evaluate whether something is worth buying, whether you should pay off debt or save, how to compare financial products without getting lost in jargon. Real decisions you'll face regularly.

Weeks 8-10 Advanced Application

Long-term Planning

Now we look ahead. Retirement planning, major purchases, emergency funds. We'll build a roadmap that accounts for your actual life circumstances—not some generic template that assumes everyone's situation is identical.

Weeks 11-12 Integration

Putting It All Together

The final sessions focus on creating systems you'll maintain after the program ends. Review what's working, adjust what isn't, and set up regular check-ins with yourself to stay on track.

Places are limited to maintain quality discussion and individual attention. September intake opens for registration in June 2025.

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